Pro Insurance ? - Contractors. HELP!

[new photo guy]

I am starting up an event photography business.
I am in the process of signing up contractors.
How can I get liability insurance to cover the contractors?
Every insurance company only covers me, or any W-2 employee, not 1099 contractors.

Your assistance is appreciated!

[Art Scott]

1099 contractors should have their own insurance, as they are considered "SELF EMPLOYED" for most practical purposes............................as a contractor I carried insuracne on my equipment and libility (incase some one had a flash fall on them or I stepped on grandma's foot and broke it) but that was it

[promoguy]

1099er's should have their own insurance. For events that I'm involved in, non photo, we require them to give us a copy.

[new photo guy]

1099er's should have their own insurance. For events that I'm involved in, non photo, we require them to give us a copy.
Our goal is to use college students. Therefore liability insurance will be a problem for them to pay for.
Any other way besides making them a W-2 employees.
Any insurance companies include contractors?